Assumption Clock

Mr. Cooper assumption timeline

6 community reports · #4 fastest of 12 servicers.

Median
152 d
Average
4.7 mo
Range
120–152 d

Average days by loan type

Loan typeReportsMedianAverage
Not stated4136 d136 d
FHA1152 d152 d
VA1152 d152 d

Common holdups

  • No single point of contact4×
  • Underwriting backlog3×
  • Slow to send the application package2×
  • Servicer transfer mid-process1×

Reports

AllFHAVAUSDAConventional

No Conventional reports for Mr. Cooper yet.

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Mr. Cooper assumption timeline — how long it really takes · Assumption Clock