Assumption Clock

Lakeview Loan Servicing assumption timeline

2 community reports · #8 fastest of 12 servicers.

Median
52 d
Average
1.7 mo
Range
52–52 d

Average days by loan type

Loan typeReportsMedianAverage
Not stated152 d52 d
VA1——

Common holdups

  • Lost or re-requested documents1×
  • No single point of contact1×
  • Underwriting backlog1×
  • VA110+ days, still waiting

    Sellers ~7 months under contract; packet submitted Jun 2, 2026 (subserviced via ServiceMac). Underwriting takes ~3 weeks per round and re-requests documents; CFPB complaint filed.

    • Lost or re-requested documents
    • Underwriting backlog
    • No single point of contact
    Reported by a sellerPosted 2026-09Source: r/VA_Loans (u/Emotional-Ad970)
  • Not stated45–60 days (reported range)

    Listing agent's first assumption: Lakeview "meticulous on the details," 45–60 days with no way to speed it up.

    Reported as a rangeReported by a agentPosted 2025-08Source: r/realtors (u/brichyrich)

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Lakeview Loan Servicing assumption timeline — how long it really takes · Assumption Clock