Submit a timeline

Buyers, sellers, agents and LOs welcome. We review every report before it goes live, and we never publish your email.

Servicer *

Loan type *State

Where is it now? *

ClosedStill waitingFell through

Date you applied *Date it closed *

What slowed it down?

Slow to send the application packageLost or re-requested documentsNo single point of contactUnderwriting backlogRelease of liability / seller paperworkVA entitlement or VA approvalEquity gap / second loanTitle or closing coordinationPayoff or balance figuresServicer transfer mid-process

Anything else? (optional)

You areEmail (optional, never shown)

Community-reported data, not advice. Don't include loan numbers or other private details.

Community-reported, not advice. Timelines come from public posts and reader submissions and are not verified with servicers. Every assumption is different. Nothing here is legal, financial, or lending advice, and Assumption Clock is not affiliated with any servicer.